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Explore Your Loan Options
Homeowner Loans
Conventional Loans
The Conventional loan offers flexible fixed-rate terms ranging from 10 to 30 years, making it an ideal choice for homeowners who prefer long-term stability and competitive interest rates. This loan is a good option for borrowers with a solid credit profile and the ability to make a traditional down payment of 20%.
Investor Loans
DSCR Loans
The DSCR (Debt Service Coverage Ratio) loan is designed for real estate investors seeking financing for rental properties based on the property’s income rather than personal income. A DSCR loan is ideal for those looking to grow their investment property portfolio.
Our Process
This simplified process ensures that you’re supported every step of the way toward getting your loan.
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Get Approved & Schedule Closing
Once your application is reviewed and approved, we’ll work with you to finalize the details. We'll schedule your closing date and ensure a smooth, efficient process from start to finish.
Apply & Provide Supporting Documents
Complete your loan application and submit any required supporting documents, such as income verification, credit history, and identification.
Identify the Right Loan for You
Our team will review your financial goals and situation to recommend the best loan options. We’ll guide you through available choices and ensure you understand each option.
Connect with an Account Executive
Reach out to us via phone (866) 709-2784 to schedule a consultation. Our Account Executives are ready to assist you in finding the right loan for your needs.
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Loans for Homeowners
and Property Investors
Fay Servicing offers loan origination services for homeowners and property investors! Whether you're looking to purchase your first home or expand your real estate portfolio, our expert team is here to guide you every step of the way.